{"text_format":"1","workbook":"xlsx","n_sheets":9,"sheets":["COVER","General Instructions","SAVINGS ","CHEQUING","LENDING ","CREDIT CARDS","PAYMENTS & OTHER","Lists","SIGNATURE"],"not_rendered":{"charts":0,"images":2,"macros":1,"external_links":3,"defined_names":22,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"COVER","index":0,"n_rows":24,"n_cols":6,"rows_kept":24,"cut":false,"hidden":false,"merged":[[23,2,23,9],[31,2,31,9],[28,2,28,9],[29,2,29,9],[30,2,30,9],[27,2,27,9],[22,2,22,9],[21,2,21,9],[17,2,17,9],[18,2,18,9],[19,2,19,9],[20,2,20,9],[15,5,15,6],[6,2,6,9],[7,2,7,9],[8,2,8,9],[9,2,9,9],[10,2,10,9],[11,2,11,9],[12,2,12,4],[12,5,12,6],[12,7,12,9],[13,2,13,9],[14,4,14,7]]}
[]
[]
[]
[]
[]
[]
[null,null,"CENTRAL BANK OF TRINIDAD AND TOBAGO"]
[]
[null,null,"CB 50 RETURN - SCHEDULE OF FEES AND CHARGES "]
[null,null,"V1.1"]
[null,null,"Select Institution"]
[null,null,"As At:"]
[null,null,null,null,null,"Select Date"]
[null,null,"Date Submitted:"]
[null,null,null,null,"06/24/2025"]
[null,null,null,null,null,"Type mm/dd/yyyy"]
[]
[null,null,"FORM CONTENT"]
[null,null,"SAVINGS "]
[null,null,"CHEQUING"]
[null,null,"LENDING "]
[null,null,"CREDIT CARDS"]
[null,null,"PAYMENTS & OTHER"]
[null,null,"SIGNATURE"]

{"sheet":"General Instructions","index":1,"n_rows":15,"n_cols":2,"rows_kept":15,"cut":false,"hidden":false,"merged":[]}
[null,"CB50 RETURN"]
[null,"GENERAL INSTRUCTIONS"]
[null,"Do not amend the structure/format."]
[null,"Do not remove the password protection."]
[null,"Do not manipulate the formulas."]
[null,"Complete Cover Page before submission. \nInstitution, reporting month, reporting year and date submitted must be populated. "]
[null,"No blank cells.  All cells must be populated with zero where there is no data."]
[null,"N/A, N/D, NA/ND CANNOT be used anywhere in this return. Do not use text other than NA or ND."]
[null,"Do not use symbols in cells (<, >, commas, full stops, apostrophe, tilde etc.)."]
[null,"Ensure when links are broken the files are checked for text references which have to be deleted/amended (#Ref, FALSE! etc.) prior to submission."]
[null,"The file format should be Microsoft Excel with the extension \".xlsx\"."]
[]
[null,"FILE NAMING FOR SUBMISSION"]
[null,"Use the name file structure \"Company Code_CB50_V1.1_MMMYYYY\". Note all files sent to institutions will have the company code. "]
[null,"Resubmissions must have the same file name structure as listed"]

{"sheet":"SAVINGS ","index":2,"n_rows":21,"n_cols":3,"rows_kept":21,"cut":false,"hidden":false,"merged":[[1,0,1,2]]}
[{"$f":"COVER!C11","v":"Select Institution"},null,"CB50/1"]
["SAVINGS"]
[" Personal ","Frequency ","Value"]
["Minimum balance threshold"]
["Minimum balance violation fee"]
["Maintenance fee"]
["In-branch deposit transaction (teller) fee"]
["Number of free in-branch deposit transactions per period"]
["In-branch withdrawal transaction (teller) fee"]
["Number of free in-branch withdrawal transactions per period"]
["Dormant account fee"]
[]
[" Business "]
["Minimum balance threshold"]
["Minimum balance violation fee"]
["Maintenance fee"]
["In-branch deposit transaction (teller) fee"]
["Number of free in-branch deposit transactions per period"]
["In-branch withdrawal transaction (teller) fee"]
["Number of free in-branch withdrawal transactions per period"]
["Dormant account fee"]

{"sheet":"CHEQUING","index":3,"n_rows":31,"n_cols":3,"rows_kept":31,"cut":false,"hidden":false,"merged":[[1,0,1,2]]}
[{"$f":"COVER!C11","v":"Select Institution"},null,"CB50/2"]
["CHEQUING"]
[" Personal  ","Frequency","Value"]
["Minimum balance threshold"]
["Minimum balance violation fee"]
["Maintenance fee"]
["In-branch deposit transaction (teller) fee"]
["Number of free in-branch deposit transactions per period"]
["In-branch withdrawal transaction (teller) fee"]
["Number of free in-branch withdrawal transactions per period"]
["Cheque book fee"]
["Cheque return fee due to insufficient funds"]
["Cheque stop payment fee"]
["Dormant account fee"]
["Overdraft fee (initial)"]
["Overdraft renewal fee"]
[]
[" Business  "]
["Minimum balance threshold"]
["Minimum balance violation fee"]
["Maintenance fee"]
["In-branch deposit transaction (teller) fee"]
["Number of free in-branch deposit transactions per period"]
["In-branch withdrawal transaction (teller) fee"]
["Number of free in-branch withdrawal transactions per period"]
["Cheque book fee"]
["Cheque return fee due to insufficient funds"]
["Cheque stop payment fee"]
["Dormant account fee"]
["Overdraft fee (initial)"]
["Overdraft renewal fee"]

{"sheet":"LENDING ","index":4,"n_rows":28,"n_cols":3,"rows_kept":28,"cut":false,"hidden":false,"merged":[[1,0,1,2]]}
[{"$f":"COVER!C11","v":"Select Institution"},null,"CB50/3"]
["LENDING"]
["Instalment Loans","Frequency","Value"]
["Application fee"]
["Credit report fee"]
["Acceptance/Commitment fee"]
["Late payment fee"]
["Refinancing fee"]
["Early settlement fee (for full outstanding balance)"]
["Prepayment fee (for partial repayment of principal)"]
[]
["Residential Mortgages"]
["Application fee"]
["Credit report fee"]
["Acceptance/Commitment fee"]
["Late payment fee"]
["Refinancing fee"]
["Early settlement fee (for full outstanding balance)"]
["Prepayment fee (for partial repayment of principal)"]
[]
["Commercial Mortgages"]
["Application fee"]
["Credit report fee"]
["Acceptance/Commitment fee"]
["Late payment fee"]
["Refinancing fee"]
["Early settlement fee (for full outstanding balance)"]
["Prepayment fee (for partial repayment of principal)"]

{"sheet":"CREDIT CARDS","index":5,"n_rows":19,"n_cols":3,"rows_kept":19,"cut":false,"hidden":false,"merged":[[1,0,1,2]]}
[{"$f":"COVER!C11","v":"Select Institution"},null,"CB50/4"]
["CREDIT CARDS"]
[" VISA ","Frequency","Value"]
["Maintenance/membership fee"]
["Cash advance fee"]
["Late payment fee"]
["Over limit fee"]
["Routine statement fee"]
["Interim statement fee "]
["Replacement fee"]
[]
["Mastercard"]
["Maintenance/membership fee"]
["Cash advance fee"]
["Late payment fee"]
["Over limit fee"]
["Routine statement fee"]
["Interim statement fee "]
["Replacement fee"]

{"sheet":"PAYMENTS & OTHER","index":6,"n_rows":62,"n_cols":3,"rows_kept":62,"cut":false,"hidden":false,"merged":[[1,0,1,2],[41,0,41,2]]}
[{"$f":"COVER!C11","v":"Select Institution"},null,"CB50/5"]
["PAYMENTS"]
["Debit Card (Locally Branded)","Frequency","Value"]
["On-us ATM transaction fees"]
["ATM enquiry"]
["ATM withdrawal (TT$)"]
["ATM withdrawal declined"]
["Local Off-us ATM transaction fees (LINX)"]
["ATM enquiry"]
["ATM withdrawal (TT$)"]
["ATM withdrawal declined"]
["Card Issuance fees"]
["1st issue fee"]
["Replacement fee"]
["Point of sale fees - debit card"]
["Usage fee for approved local transaction"]
["Usage fee for declined local transaction"]
["Internet Banking "]
["Usage fee"]
["Utility payment fee"]
["Telephone Banking "]
["Usage fee"]
["Utility payment fee"]
["Wire Transfers"]
["Wire transfer fee outgoing"]
["Wire transfer fee incoming"]
["RTGS Transactions "]
["RTGS outgoing transaction fee"]
["RTGS incoming transaction fee"]
["ACH Transactions - Personal"]
["ACH fee per transaction"]
["ACH sundry query fee"]
["ACH Transactions - Business"]
["Maintenance fee"]
["ACH fee per transaction"]
["ACH direct fee (processed by originator)"]
["ACH indirect fee (processed by bank obo originator)"]
["ACH credit return fee"]
["ACH debit return fee"]
["ACH sundry query fee"]
[]
["OTHER FEES"]
["Miscellaneous services"]
["Bank reference letter "]
["Embassy statement"]
["Manager's cheques - bank customer (local draft)"]
["Manager's cheques - bank customer (foreign draft)"]
["Manager's cheques - non-bank customer (local draft)"]
["Manager's cheques - non-bank customer (foreign draft)"]
["Standing order"]
["Safe facilities"]
["Safety deposit box"]
["Night bag fee"]
["Point of sale"]
["Merchant terminal rental fee"]
["Mobile terminal rental fee"]
["Merchant transaction fee for credit card"]
["Electronic money"]
["Pre-paid card loading fee"]
["Bureau de change commissions "]
["Cash Sale"]
["Cash Purchase"]

{"sheet":"Lists","index":7,"n_rows":26,"n_cols":9,"rows_kept":26,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,null,null,"Select Date"]
["X","Monthly","Yes","Senior Citizen","Visa","TT","2016-06-01","Select Institution"]
[null,"Quarterly","No","Youth","MasterCard","Foreign ","2017-06-02","Bank of Baroda (Trinidad and Tobago) Limited","BBDA"]
[null,"Annually",null,"Professional","Other",null,"2018-06-03","Citibank (Trinidad & Tobago) Limited","CITI"]
[null,"Per transaction",null,"Corporation",null,null,"2019-06-04","First Citizens Bank Limited ","FCB"]
[null,"Per unit",null,"State",null,null,"2020-06-04","CIBC Caribbean Bank (Trinidad and Tobago) Limited ","FCIB"]
[null,"% of value",null,"Unspecified",null,null,"2021-06-05","JMMB Bank (T&T) Limited ","ICBL"]
[null,"Other",null,null,null,null,"2022-06-06","RBC Royal Bank (Trinidad and Tobago) Limited","RBTT"]
[null,"Not Applicable",null,null,null,null,"2023-06-07","Republic Bank Limited ","RBL"]
[null,null,null,null,null,null,"2024-06-07","Scotiabank Trinidad and Tobago Limited ","BNS"]
[null,null,null,"Residential ",null,null,"2025-06-08"]
[null,null,null,"Commercial",null,null,"2026-06-09"]
[null,null,null,null,null,null,"2027-06-10"]
[null,null,null,null,null,null,"2028-06-10"]
[null,null,null,null,null,null,"2029-06-11"]
[null,null,null,null,null,null,"2030-06-12"]
[null,null,null,null,null,null,"2031-06-13"]
[null,null,null,null,null,null,"2032-06-13"]
[null,null,null,null,null,null,"2033-06-14"]
[null,null,null,null,null,null,"2034-06-15"]
[null,null,null,null,null,null,"2035-06-16"]
[null,null,null,null,null,null,"2036-06-16"]
[null,null,null,null,null,null,"2037-06-17"]
[null,null,null,null,null,null,"2038-06-18"]
[null,null,null,null,null,null,"2039-06-19"]
[null,null,null,null,null,null,"2040-06-19"]

{"sheet":"SIGNATURE","index":8,"n_rows":26,"n_cols":14,"rows_kept":26,"cut":false,"hidden":false,"merged":[[4,1,4,3],[4,5,4,9],[4,11,4,13],[5,11,5,13],[11,11,11,13],[20,5,20,9],[25,4,25,9],[19,1,19,3],[19,5,19,9],[19,11,19,13],[10,11,10,13],[10,5,10,9],[10,1,10,3]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,"CB50/6"]
[]
[]
[]
[]
[null,null,"Name of Person Completing Form ",null,null,null,null,"Signature of Person Completing Form ",null,null,null,"Telephone Contact"]
[null,null,"(Block Letters)"]
[]
[]
[]
[]
[null,null,"Name of Authorised Official ",null,null,null,null,"Signature of Authorised Official ",null,null,null,"Telephone Contact"]
[null,null,"(Block Letters)"]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Position/Office Held ",null,null,"(Place Company Stamp)",null,null,null,null,null,null,"Date"]
[]
[]
[]
[]
[null,"Institution's Fees and Charges URL",null,null,"  "]