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{"sheet":"COVER PAGE","index":0,"n_rows":13,"n_cols":6,"rows_kept":13,"cut":false,"hidden":false,"merged":[[11,4,11,7],[12,5,12,6],[7,2,7,9],[8,2,8,4],[8,5,8,6],[8,7,8,9],[9,5,9,6],[10,2,10,9],[6,2,6,9],[1,2,1,9],[2,2,2,9],[3,2,3,9],[4,2,4,9],[5,2,5,9]]}
[]
[null,null,"CENTRAL BANK OF TRINIDAD AND TOBAGO "]
[null,null,"V1.1"]
[null,null,"CB90 RETURN"]
[]
[null,null,"FOR "]
[null,null,"        Select Institution"]
[null,null,"For the Month Ended:"]
[null,null,"Month ",null,null,"Select Month"]
[null,null,null,null,"Year","Select Year"]
[null,null,"Date Submitted:"]
[]
[null,null,null,null,null,"Type mm/dd/yyyy"]

{"sheet":"General Instructions","index":1,"n_rows":31,"n_cols":2,"rows_kept":31,"cut":false,"hidden":false,"merged":[]}
[null,"CB90 RETURN"]
[null,"CB90 INSTRUCTIONS"]
[1,"GENERAL INSTRUCTIONS"]
[null,"This Form is to be completed for those financial institutions specifically requested to do so by the Inspector of Financial Institutions, for the period specified. Institutions returning the Form weekly must do so within five (5) working days after the period to which the Form relates, while institutions returning the Form Monthly must do so within twenty (20) working days."]
[null,"This Form shall be used for monitoring the liquidity position of the Non-Bank Financial Institutions (NFIs) including Trust and Mortgage Companies. The Form shall include all information pertaining to Customers’ Fixed Deposits, Loan Portfolios, Credit Facilities and Deposits with Other Financial Institutions (including Banks)."]
[2,"SECTION I(A) – LOAN PORTFOLIO"]
[null,"Include all loans granted to customer by class of business, e.g. Finance House, Confirming House, Mortgage Institution, Leasing and Merchant Bank activities (e.g. Consortium Financing etc.). The opening balance shall represent the closing balance of the previous month. Collections shall all principal and interest payments received. Interest earned shall be all interest earned and received. Where the opening and closing balances include unearned interest i.e. interest due for the period between the date of reporting and the maturity date of the loans the amount of such interest shall be stated below the schedule. Loans granted shall be all loans issued to customers during the month. Do not include under New Loans and any loans approved but not yet issued."]
[]
[3,"SECTION I(B) – LOANS IN ARREARS"]
[null,"Include all loans in arrears by past due periods and by number of loans. The Value of Loans shall be the outstanding loan balance of those loans in arrears and the Value of Loans in Arrears shall be the total dollar value of monthly payments that are past due."]
[]
[4,"SECTION I(C) – LOAN LOSS PROVISION"]
[null,"Include the general provision made for loan losses to date. If a specific loan loss provision is made for certain loans, this shall be stated separately. Actual Loan Loss shall be those loans that are written off during the month."]
[]
[5,"SECTION II – CUSTOMERS’ FIXED DEPOSITS"]
[null,"Include all deposits made by customers. The opening balance shall represent the closing balance of the previous month. Matured deposits shall be all deposits that have matured. Interest Accrued shall be all interest accrued on the total deposit portfolio but not paid. Renewals shall be only those principal amounts that have been renewed with the approval of customer. Interest on Renewals Deposited shall be those amounts of interest on renewals, which have been deposited. Do not include automatic renewals unless this policy is specifically stated on the Certificate of Deposit. New deposits shall be additional deposits received by the institution during the month. Matured deposits paid shall be only principal amounts that became due for the month and were paid. Interest Payments shall include interim payments of interest on deposits not yet matured and payments of interest on matured deposits. All deposits matured but not paid shall be included in the closing balance."]
[]
[6,"SECTION III – CREDIT FACILITIES"]
[null,"Include all credit facilities extended by banks or other financial institutions. Type of Account shall include all overdrafts, loans, safety net facilities, reserve drawdowns and others. The Sanctioned Limit of Approved Credit shall be the maximum facility extended to the reporting institution. The Opening Balance shall be the account balance for the beginning of the month and shall be a debit or credit balance. The Closing Balance shall be the account balance at the end of the month and shall be a debit or credit balance."]
[]
[7,"SECTION IV – BALANCES AT OTHER FINANCIAL INSTITUTIONS (INCLUDING BANKS)"]
[null,"Include all deposits held at other financial institutions, including banks, for the reporting institution, by name of financial institution, dollar amount of deposit, kind of deposit i.e. call, fixed or other and by rate of interest."]
[]
[8,"FILE NAMING FOR SUBMISSION"]
[null,"Use the file name structure \"Company Code_CB90_V1.1_MMMYYYY\"."]
[]
[9,"CONVERTING TO .XLSX AND SAVING FOR SUBMISSION"]
[null,"Select the \"Break Links and Save\" button on the \"COVER PAGE\" tab to save the final version for submission.  "]
[null,"Follow the prompts to break all external links and save the return as .xlsx."]
[null,"Remember to save the file in the recommended naming convention \"Company Code_CB90_V1.1_MMMYYYY\" "]
[null,"Once the steps above are completed the submission can be uploaded into GoAnywhere."]

{"sheet":"special report","index":2,"n_rows":66,"n_cols":7,"rows_kept":66,"cut":false,"hidden":false,"merged":[[13,2,13,4],[13,5,13,6],[62,5,62,6],[55,0,55,1],[48,0,48,1],[49,0,49,1],[48,5,48,6],[58,5,58,6],[41,0,41,1],[42,0,42,1],[43,0,43,1],[53,0,54,1],[44,0,44,1],[45,0,45,1],[47,0,47,1],[52,0,52,4],[0,0,0,6],[11,0,11,6],[12,0,12,1],[12,2,12,6],[1,0,3,0],[1,1,1,6],[10,0,10,5],[65,0,65,1],[64,0,64,1],[46,0,46,1],[46,5,46,6],[24,0,24,1],[25,0,25,1],[26,0,26,1],[27,0,27,1],[62,0,62,1],[32,0,32,1],[63,5,63,6],[41,5,41,6],[42,5,42,6],[50,0,50,1],[58,0,58,1],[59,0,59,1],[60,0,60,1],[61,0,61,1],[63,0,63,1],[29,0,29,1],[30,0,30,1],[31,0,31,1],[56,0,56,1],[57,0,57,1],[47,5,47,6],[30,4,30,5],[33,0,33,1],[34,0,34,1],[38,0,39,1],[40,0,40,1],[35,0,35,1],[31,4,31,5],[32,4,32,5],[34,4,34,5],[38,5,38,6],[39,5,39,6],[40,5,40,6],[36,0,36,1],[33,4,33,5],[64,5,64,6],[65,5,65,6],[37,0,37,5],[59,5,59,6],[60,5,60,6],[61,5,61,6],[55,5,55,6],[43,5,43,6],[45,5,45,6],[44,5,44,6],[56,5,56,6],[57,5,57,6],[50,5,50,6],[49,5,49,6],[53,5,53,6],[54,5,54,6],[17,5,18,6],[26,4,26,5],[27,4,27,5],[29,4,29,5],[22,0,22,6],[19,2,19,4],[17,2,18,4],[23,4,23,5],[24,4,24,5],[25,4,25,5],[23,0,23,1],[19,5,19,6],[20,2,21,6],[28,0,28,1],[28,4,28,5],[14,5,14,6],[15,5,15,6],[16,5,16,6],[14,2,14,4],[15,2,15,4],[16,2,16,4]]}
["I.  LOAN PORTFOLIO"]
["BALANCES","CLASSES OF BUSINESS"]
[null,"FINANCE ","MORTGAGE ","CONFIRMING","LEASING","MERCHANT","TOTAL"]
[null,"HOUSE","HOUSE"," HOUSE",null,"BANK ACTIVITIES"]
[]
["Opening Balance"]
["Loan Collections"]
["New Loans"]
["Net Non- Cash Transactions"]
["Closing Balance"]
["MEMO ITEM: Interest Collected on Loans - $"]
["II.  DETAILS ON CUSTOMERS' DEPOSITS"]
["MOVEMENT IN DEPOSIT BALANCES",null,"MEMO ITEMS"]
["Opening Balance",null,"Total Matured Deposits"]
["Matured Deposits Paid ",null,"Renewals:"]
["(Prinicipal only, current period)",null,"                 Current Period"]
["Matured Deposits Paid ",null,"                  Prior Period"]
["(Prinicipal only, prior period)",null,"Interest Paid on Matured Deposits"]
["New Deposits"]
["Interest Reinvested",null,"Non- Actioned Deposits"]
["Net Non-Cash Transactions"]
["Closing Balance"]
["TEN (10) LARGEST DEPOSITORS"]
["NAME OF DEPOSITOR",null,"VALUE OF DEPOSIT(S)","MATURITY DATE","INTEREST RATE"]
[1]
[2]
[3]
[4]
[]
[5]
[6]
[7]
[8]
[9]
[10]
["TOTAL"]
[]
["III.  CREDIT FACILITIES UTILISED BY YOUR INSTITUTION"]
["NAME OF INSTITUTION",null,"SANCTIONED LIMIT/ ","INTEREST ","OPENING ","CLOSING "]
[null,null,"ORIGINAL LOAN","RATE","BALANCE","BALANCE"]
[1]
[2]
[3]
[4]
[5]
[6]
[7]
[8]
[9]
[10]
["TOTAL"]
[]
["IV. BALANCES AT OTHER FINANCIAL INSTITUTIONS (INCLUDING BANKS)"]
["NAME OF INSTITUTION",null,"TYPE OF","INTEREST ","OPENING","CLOSING "]
[null,null," DEPOSITS","RATE","BALANCE","BALANCE"]
[1]
[2]
[3]
[4]
[5]
[6]
[7]
[8]
[9]
[10]
["TOTAL"]

{"sheet":"SIGNATURE ","index":3,"n_rows":31,"n_cols":4,"rows_kept":31,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[]
[]
[null,"Name of Person Completing Form ",null,"Signature of Person Completing Form "]
[null,"(Block Letters)"]
[]
[]
[]
[]
[null,"Name of Authorised Official ",null,"Signature of Authorised Official "]
[null,"(Block Letters)"]
[]
[]
[]
[]
[null,"Position/Office Held ",null,"Date"]
[null,"(Place Company Stamp)"]
[]
[]
[null,"I hereby certify that data submitted in the e-copy submission are the exact values in the hard-copy return for this period."]
[]
[]
[null,"Name of Authorised Official "]
[]
[]
[null,"Position/Office Held "]
[]
[]
[null,"Date"]

{"sheet":"Institution_Codes","index":4,"n_rows":37,"n_cols":9,"rows_kept":37,"cut":false,"hidden":true,"merged":[]}
["        Select Institution","-",null,"Select Month",null,null,null,"Select Year"]
["ANSA Merchant Bank Limited","AMAL",null,"January",1,null,null,2015,15]
["Caribbean Finance Company Limited","CFC",null,"February",2,null,null,2016,16]
["Citicorp Merchant Bank Limited","CMBL",null,"March",3,null,null,2017,17]
["Development Finance Limited","DFL",null,"April",4,null,null,2018,18]
["Fidelity Finance and Leasing Company Limited","FFL",null,"May",5,null,null,2019,19]
["First Citizens Depository Services Limited","FCMT",null,"June",6,null,null,2020,20]
["First Citizens Trustee Services Limited","FCTS",null,"July",7,null,null,2021,21]
["Guardian Group Trust Limited","GAM",null,"August",8,null,null,2022,22]
["Island Finance Trinidad and Tobago Limited","ISFL",null,"September",9,null,null,2023,23]
["JMMB Express Finance (T&T) Limited","ITBM",null,"October",10,null,null,2024,24]
["Massy Finance GFC Limited","GFC",null,"November",11,null,null,2025,25]
["NCB Global Finance Limited ","TFL",null,"December",12,null,null,2026,26]
["RBC Investment Management (Caribbean) Limited","RBAM",null,null,null,null,null,2027,27]
["RBC Merchant Bank (Caribbean) Limited","RMBF",null,null,null,null,null,2028,28]
["RBC Trust (Trinidad & Tobago) Limited","RBT ",null,null,null,null,null,2029,29]
["Scotia Investments (Trinidad and Tobago) Limited ","SITT",null,null,null,null,null,2030,30]
[null,null,null,null,null,null,null,2031,31]
[null,null,null,null,null,null,null,2032,32]
[null,null,null,null,null,null,null,2033,33]
[null,null,null,null,null,null,null,2034,34]
[null,null,null,null,null,null,null,2035,35]
[null,null,null,null,null,null,null,2036,36]
[null,null,null,null,null,null,null,2037,37]
[null,null,null,null,null,null,null,2038,38]
[null,null,null,null,null,null,null,2039,39]
[null,null,null,null,null,null,null,2040,40]
[null,null,null,null,null,null,null,2041,41]
[null,null,null,null,null,null,null,2042,42]
[null,null,null,null,null,null,null,2043,43]
[null,null,null,null,null,null,null,2044,44]
[null,null,null,null,null,null,null,2045,45]
[null,null,null,null,null,null,null,2046,46]
[null,null,null,null,null,null,null,2047,47]
[null,null,null,null,null,null,null,2048,48]
[null,null,null,null,null,null,null,2049,49]
[null,null,null,null,null,null,null,2050,50]