Insurance Sector

The insurance sector comprises insurance companies incorporated in Trinidad and Tobago and an Association of Underwriters, which are registered to carry on insurance business under the Insurance Act, 2018. Some insurers operate branches throughout the Caribbean. There are two types of insurance business conducted, i.e. long-term and general insurance business. The classes of long-term insurance business are:

  • accident and sickness
  • disability income
  • industrial life
  • life insurance

and the classes of general insurance business are:

  • liability;
  • marine, aviation and transport;
  • motor vehicle;
  • pecuniary loss;
  • personal accident short-term;
  • property;
  • workers compensation

Directories of Registered Insurers

Long-Term Insurance Companies

*Operating a closed book of business and not writing new insurance business
**Registered with effect from January 31, 2023, in accordance with Section 25 of the Insurance Act, 2018 (IA 2018), in keeping with the reorganisation of the Trinidad and Tobago branch operations of foreign insurance companies pursuant to Section 281 of the IA 2018.

Active General Insurance Companies

*Portfolio in run-off, and not writing new insurance business
** Registered with effect from January 31, 2023, in accordance with Section 25 of the Insurance Act, 2018 (IA 2018), in keeping with the reorganisation of the Trinidad and Tobago branch operations of foreign insurance companies pursuant to Section 281 of the IA2018.

Insurance Intermediaries

The insurance sector also includes insurance intermediaries which are required to be registered under the Insurance Act 2018, and comprises insurance adjusters, brokers, brokerages, salespersons, agents, agencies and insurance consultants.

Registered Insurance Intermediaries

Please be advised that the above listings of registered insurance intermediaries and consultants are based on the Central Bank’s records at the time of preparation.

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