Commercial Banks - Financial Soundness Indicators (Annually)

Financial Soundness Indicators (Annually)

Date	Commercial Banks: Customer Deposits-to-Total (Non-Interbank) Loans (%)	Commercial Banks: Foreign Currency Liabilities-to-Total Liabilities (%)	Commercial Banks: General Provisions-to-Gross Loans (%)	Commercial Banks: Specific Provisions-to-Gross Loans (%)	Commercial Banks: Interest Margin-to-Gross Income (%)	Commercial Banks: Liquid Assets-to-Total Short-Term Liabilities (%)	Commercial Banks: Net Open Position in Foreign Exchange-to-Capital (%)	Commercial Banks: Non-interest Expenses-to-Gross Income (%)	Commercial Banks: Non-interest Income-to-Gross Income (%)	Commercial Banks: Non-performing Loans (Net of Provisions)-to-Capital (%)	Commercial Banks: Non-performing Loans-to-Gross Loans (%)	Commercial Banks: Regulatory Capital-to-Risk Weighted Assets(%)	Commercial Banks: Regulatory Capital-to-Total Assets (%)	Commercial Banks: Regulatory Tier I Capital-to-Risk-Weighted Assets (%)	Commercial Banks: Regulatory Tier II Capital-to-Risk-Weighted Assets (%)	Commercial Banks: Return on Assets (%)	Commercial Banks: Return on Equity (%)	Commercial Banks: Specific Provisions-to-Impaired Loans (%)	Commercial Banks: Total Provisions-to-Impaired Loans (%)
31/12/2024	137.1	25.5	0.5	1.7	67.6	17.3	26.1	55.6	30.9	5.1	2.9	16.7	12.8	15.0	1.9	2.7	19.7	60.4	78.8
31/12/2023	143.0	24.6	0.6	1.9	63.3	20.5	21.9	54.0	32.2	3.7	2.8	16.3	12.1	15.7	1.6	2.5	19.0	68.5	89.4
31/12/2022	156.6	24.9	0.6	2.1	59.1	24.0	30.0	55.0	35.4	4.2	3.1	16.8	11.7	16.1	1.7	2.5	18.7	66.2	84.0
31/12/2021	167.2	25.1	0.6	2.2	61.5	23.7	20.7	58.6	34.6	4.0	3.3	17.1	11.6	16.1	2.2	2.0	16.0	67.9	86.7
31/12/2020	169.1	24.4	0.5	2.3	67.6	27.7	11.4	60.0	30.1	3.6	3.2	16.4	10.6	15.3	2.2	1.4	11.9	72.9	89.6
31/12/2019	153.8	25.8	0.4	1.4	60.5	27.1	8.4	52.5	36.3	6.2	2.9	21.2	11.3	19.2	2.0	3.1	24.9	48.9	61.5
31/12/2018	157.4	26.2	0.5	1.6	n.d.	23.5	13.3	n.d.	33.6	6.2	3.1	20.9	11.1	20.6	0.3	2.6	20.6	52.0	66.8
31/12/2017	159.4	26.4	0.8	1.1	n.d.	24.4	15.4	n.d.	33.0	6.8	2.9	21.0	11.3	20.3	0.7	2.4	18.5	37.4	65.7
31/12/2016	170.2	25.7	0.7	1.2	n.d.	27.2	12.2	n.d.	34.8	7.2	3.1	21.9	11.2	20.4	1.5	2.5	19.9	37.1	60.2
31/12/2015	166.4	25.1	0.4	1.4	n.d.	30.4	5.7	n.d.	38.7	6.7	3.4	22.1	11.0	22.9	-0.8	2.5	18.2	42.1	55.2
31/12/2014	181.2	23.5	0.5	1.8	n.d.	31.7	3.6	n.d.	40.1	7.7	4.1	22.5	10.8	21.8	0.7	1.8	13.2	43.5	54.9
31/12/2013	186.2	25.2	0.5	1.6	n.d.	35.3	12.8	n.d.	35.0	7.8	4.2	23.1	11.8	21.3	1.8	2.0	14.7	37.6	49.6
31/12/2012	186.0	28.0	0.5	2.1	n.d.	32.6	12.6	n.d.	34.6	9.6	5.4	24.6	12.0	22.4	2.2	2.6	18.1	39.7	49.5
31/12/2011	172.4	27.0	0.4	1.8	n.d.	36.6	11.8	n.d.	35.2	14.5	6.3	25.1	12.1	22.7	2.4	2.4	17.2	28.3	35.2
31/12/2010	163.0	27.5	0.4	2.1	n.d.	31.9	6.2	n.d.	33.1	13.3	6.2	24.2	12.2	21.7	2.5	2.3	17.2	33.4	39.5
31/12/2009	165.2	33.1	0.3	2.4	n.d.	32.7	5.9	n.d.	32.1	9.2	5.0	20.5	10.7	18.5	2.0	2.7	20.2	48.1	55.1
31/12/2008	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/2007	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/2006	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/2005	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/2004	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/2003	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/2002	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/2001	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/2000	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1999	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1998	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1997	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1996	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1995	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1994	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1993	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1992	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
31/12/1991	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.	n.d.
Date	Commercial Banks: Customer Deposits-to-Total (Non-Interbank) Loans (%)	Commercial Banks: Foreign Currency Liabilities-to-Total Liabilities (%)	Commercial Banks: General Provisions-to-Gross Loans (%)	Commercial Banks: Specific Provisions-to-Gross Loans (%)	Commercial Banks: Interest Margin-to-Gross Income (%)	Commercial Banks: Liquid Assets-to-Total Short-Term Liabilities (%)	Commercial Banks: Net Open Position in Foreign Exchange-to-Capital (%)	Commercial Banks: Non-interest Expenses-to-Gross Income (%)	Commercial Banks: Non-interest Income-to-Gross Income (%)	Commercial Banks: Non-performing Loans (Net of Provisions)-to-Capital (%)	Commercial Banks: Non-performing Loans-to-Gross Loans (%)	Commercial Banks: Regulatory Capital-to-Risk Weighted Assets(%)	Commercial Banks: Regulatory Capital-to-Total Assets (%)	Commercial Banks: Regulatory Tier I Capital-to-Risk-Weighted Assets (%)	Commercial Banks: Regulatory Tier II Capital-to-Risk-Weighted Assets (%)	Commercial Banks: Return on Assets (%)	Commercial Banks: Return on Equity (%)	Commercial Banks: Specific Provisions-to-Impaired Loans (%)	Commercial Banks: Total Provisions-to-Impaired Loans (%)