Fees and Charges

In 2016, the Central Bank of Trinidad and Tobago (the Central Bank) undertook an exercise to compile and publish key fees and charges of the eight commercial banks. The Comparative Schedule (“the Schedule”) provides information on the fees and charges related to typical savings and chequing accounts, lending services, credit and debit card usage at Point of Sale (POS) and Automatic Teller Machines (ATM), other electronic payments and some miscellaneous bank services.

The data are divided into “personal” and “business” types, where applicable, and are categorized by one of the following options:

  • Monthly
  • Quarterly
  • Annually
  • Cost per transaction
  • Cost per unit
  • Cost as a % of value
  • Other

The Schedule details bank fees and charges as at a specific date which are subject to change without notice. Please note the date stated at the top of each report. The Central Bank will update these fees and charges on an annual basis.

Individual Commercial Banks’ Fees and Charges by Product

Please be advised that the below Schedules are not an exhaustive list of fees and charges levied by the commercial bank. Therefore, for further information, kindly contact the commercial bank or view the institution’s website via the link provided below:

BankSavings AccountsChequing AccountsLending FacilitiesCredit CardsElectronic PaymentsOther Fees
ANSA Bank Limited (formerly Bank of Baroda (Trinidad & Tobago) Limited)

Visit website

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Citibank (Trinidad & Tobago) Limited

Visit website

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FirstCaribbean International Bank (Trinidad & Tobago) Limited

Visit website

Download Download Download Download Download Download
First Citizens Bank Limited

Visit website

Download Download Download Download Download Download
JMMB Bank (T&T) Limited

Visit website

Download Download Download Download Download Download
RBC Royal Bank (Trinidad & Tobago) Limited

Visit website

Download Download Download Download Download Download
Republic Bank Limited

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Scotiabank Trinidad and Tobago Limited

Visit website

Download Download Download Download Download Download

Disclaimer

The Schedule is not intended as a substitute for the information provided by commercial banks licensed under the Financial Institutions Act, 2008 (FIA) regarding their fees and charges.  All persons are expected to perform their own due diligence and should contact individual commercial banks for details prior to entering into any activity that may be affected by a Bank’s fees and charges.  Moreover, the Central Bank has neither approved nor disapproved of the fees and charges and has made no determination of whether any of the fees and charges are reasonable or fair.  Any representation to the contrary is false.

The schedule is strictly based on information provided by commercial banks licensed under the FIA and at the time of its presentation for our review, the Central Bank makes no undertaking, representation or statement as to the accuracy of the data provided.  The fees and charges are subject to change by the individual banks and reflect fees and charges as at the date of publication of the schedule.

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