Domestic financial stability risks were moderate to elevated in 2025 as underlying vulnerabilities continued to shape the risk landscape.
Financial Stability Report
Trinidad and Tobago’s financial sector remained resilient in 2025, as reflected in key financial soundness indicators (for capital adequacy, asset quality, and profitability).
The Visual Summary presents highlights, inclusive of a visual representation of the key points of the Financial Stability Report for 2023.
The Financial Stability Report (FSR) is produced annually, for the previous calendar year. It summarises macroeconomic developments and local indicators of the health of the Trinidad and Tobago financial system. The FSR also provides insights into financial sector vulnerabilities and risks on the domestic, regional and international fronts.
In 2022, Trinidad and Tobago’s financial system navigated a challenging global macroeconomic environment marked by geopolitical tensions, high inflation, and monetary tightening in advanced economies. Despite these difficulties, the domestic financial system demonstrated resilience, evidenced by generally stable financial soundness indicators.
Over the period, the Central Bank advanced strategic initiatives to support financial stability. Work progressed on legislative reform, regulatory amendments to improve compliance with international standards, and building the Central Bank’s supervisory and analytical capacity.
Global financial stability concerns eased as the risks related to the COVID-19 pandemic receded over 2021. The gradual rollback of pandemic-related restrictions on account of widespread vaccinations supported recovery worldwide.
